(+91) 8283802090Introduction to ESI Scheme
The Employees’ State Insurance (ESI) scheme is a social security scheme for employees working in the organized sector. It provides medical and financial support to employees and their families. Employees who earn up to ₹21,000 per month can join this scheme. The employer contributes 3% of wages and the employee contributes 1%. The government also supports the scheme. The Employees’ State Insurance Corporation (ESIC) manages the scheme under the ESI Act, 1948.
The ESI scheme provides many benefits to employees. It offers free medical treatment to employees and their family members through ESI hospitals and dispensaries. Employees also get cash benefits during sickness, maternity leave, unemployment, and workplace injury. If an employee becomes disabled or dies due to a job-related accident, the scheme provides financial support and family pension.
Many ESI hospitals and dispensaries across India provide treatment and services to employees. The use of Pehchan smart cards and online services has made it easier to use ESI benefits.
However, many employees still do not know about all the benefits of the ESI scheme. Increasing awareness and proper use of these facilities can improve employee health and financial security. Effective use of ESI benefits helps employees live a safe and secure life.
